1. This Promotion is brought to you by Chipper Cash.

  2. The Promotion shall be held from 25 November 2022 to 28 November 2022

  3. Every Participant must spend a minimum of $20 during the promotion using their Chipper Virtual Card.

  4. Participants understand and agree that the Promotion will run for a limited time, and they will not be permitted to participate in the Promotion after the expiration of the Promotion Period (November 25 - 28, 2022) and further agree not to raise any claim or complaint against Chipper Cash in this respect.

  5. Eligibility Criteria:

    1. Entry and participation in this Promotion are open to individuals residing in Nigeria and Uganda who satisfy each of the following criteria:

      (“Eligible Persons”):

    • Are of the age of eighteen (18) years or above.

    • Are Chipper Cash verified users with a Chipper Virtual Card (every Participant must have submitted extra relevant documentation during the verification process. Documents accepted are: Passport, NIN, and Driver’s license).

    • Are residents of the countries of participation.

    • Are not Chipper Cash management, employees, directors or contractors, or the family of the management, employees, directors or contractors of Chipper Cash, their related entities or other agencies, firms or companies associated with or related to the Promotion.

    • Eligible persons participating or seeking to participate in the Promotion shall individually be referred to as “Participant” and collectively as “Participants”.

    • Chipper Cash reserves the right to perform additional checks on all selected winners by its internal compliance team before prize presentation.

  6. Winner Selection & Others, Declaration & Award (Prize)

    a) Winner Selection & Others:

  • A total of 60 unique winners will be selected randomly during the promotion

  • Each user must have spent a minimum of $20 during the promotion using their Chipper Virtual Card to qualify.

  • A spend means a cleared and settled transaction (reversed transactions and chargebacks do not count as qualifying transactions).

  • Chipper Cash reserves the right to completely disqualify a Participant from the Promotion if any sign of potential or actual syndication arises. No query or complaint will be entertained in this regard.

  • No submission after 28th November 2022 will be considered for the Promotion.

  • Chipper Cash reserves the right in its sole discretion to disqualify any Participant it finds to be tampering with the entry process or operation of the Promotion or any participant acting in an unsportsmanlike or disruptive manner.

  • Chipper Cash reserves the right to select and remove winners if there is a suspicion of fraud or any attempt to commit fraud.

💡 Transactions with the following non- qualifying merchants will not be valid;

  • Precious Stones and Metals, Watches and Jewelry (5094)

  • Chemicals and Allied Products, Not Elsewhere Classified (5169)

  • Petroleum and Petroleum Products (5172)

  • Drug stores and pharmacies (5912)

  • Pawn shops (5933)

  • Forex, CFD, and spread betting merchants (6011)

  • Non-Financial Institutions – Foreign Currency, Money Orders (not wire transfer), and Travellers Cheques (6051)

  • Money movement merchants (4829)

  • Financial institutions, primarily those merchants that deal with loan payments or other credit-related activities (6012)

  • Money/wire transfers merchants (4829)

  • Account funding, prepaid/stored value card purchase/funding (6540)

  • Tobacco, cigarettes, cigar stores, vape e-cigs, e-cigarettes (5993)

  • Wrecking and Salvage Yards (5935)

  • Dating and Escort Services (7273)

  • Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks (7995)

b) Winner Declaration:

  • The winners will be contacted through the Chipper app and via email to arrange for the prize collection. However, if a winner doesn’t reply to the messages within 3 days of approach, Chipper Cash reserves the right to change its decision and select the next winner.

  • Prizes are not transferable on any occasion.

c) Prize:

  • 60 unique winners will be randomly selected.

  • Each winner will receive $50 each.

  • Users must have spent a minimum of $20 to qualify.

  • A user can only win once.

6. Intellectual Property Rights:

  • All information submitted in connection with the Promotion shall remain the sole property of Chipper Cash.

  • Chipper Cash will have the right to use the information or other relevant personal data for this Promotion.

7. By participating in this Promotion, the Participant agrees to give Chipper Cash permission/consent/authorisation to use their data for re-marketing purposes.

8. The Participant agrees to be bound by the terms, including giving consent/authorisation, in particular, those relating to the collection, retention and use, and sharing of personal data.

9. By participating in this Promotion, the Participant expressly confirms and represents that he/she has read the Terms & Conditions of the Promotion and duly authorised/permits Chipper Cash to use their names, pictures, personal details, etc. provided by them through call, social media or any other means to cover the Promotion and declare winners through various media including different internet/digital platforms, newspapers, radio, television, etc., and shall not raise any objection, protest or demur to such coverage or in this regard.

10. The Participant confirms that he/she is not breaching any law or violating any third-party rights by participating in this Promotion.

11. An incomplete/invalid transaction by a Participant is liable to be rejected. Chipper Cash reserves the right to reject any entry without assigning any reason thereof. Any decision taken by Chipper Cash for rejecting any entry shall be final and binding and not subject to any dispute or challenge.

12. The Promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Twitter, or Instagram.

13. Chipper Cash reserves the right to withdraw, change, defer, alter or cancel this Promotion in part or full, or change any or all of the terms and conditions that are applicable, without giving prior intimation/notice of any kind and will not be liable for any consequential losses/damages. Any decision of Chipper Cash in this regard and in general concerning this Promotion and the terms and conditions thereto shall be final and binding.

14. If a Participant is dissatisfied with the Promotion and/or the terms and conditions of the Promotion, his/her sole and exclusive remedy is not to participate in the Promotion.

15. By participating in the Promotion, Participants agree to release and hold Chipper Cash harmless from and against any claim or cause of action arising out of participation in the Promotion.

16. Participation in this Promotion would mean you have read all the terms and conditions and upon understanding and agreeing over those, hereby express your consent to participate in the Promotion.

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