Accounts: Open or have more than one personal account with Chipper Cash. Personal accounts are for use in person-to-person transfers with friends, family, and other people whom you know as well as to make Authorized Merchant Payments.

Unlawful Activity: Activity which would violate, or assist in violation of, any law, statute, ordinance, or regulation. This includes engaging in any criminal or tortious activity, including without limitation child pornography, trafficking in obscene material, drug dealing, or gambling.

Abusive Activity: Activities which impose an unreasonable or disproportionately large load on our infrastructure, or detrimentally interfere with, intercept, or expropriate any system, data, or information; transmit or upload any material to the Chipper Services that contains viruses, trojan horses, worms, or any other harmful or deleterious programs; attempt to gain unauthorized access to Chipper Services, other Chipper customer accounts, computer systems or networks connected to the Chipper Services, through password mining, scraping, or any other manual or automated processes; use Chipper’s account information of another party to access or use Chipper Services, except where expressly authorized by a user to access such information; or transfer your account access or rights to your account to a third party, or otherwise collect information from Chipper Services about others, including without limitation personal information such as phone numbers or customers’ names, without proper consent.

Abuse of Other Chipper Customers or Chipper Employees: Engage in abusive activities or communications (oral or written) in connection with use of the Service that are explicit, abusive, or hate speech directed toward other Chipper customers or Chipper employees. This includes without limitation activities that defame, abuse, extort, harass, stalk, threaten or otherwise violate or infringe the legal rights (such as, but not limited to, rights of privacy, publicity and intellectual property) of others; interfere with another individual's or entity's access to or use of any Chipper Services, including other Chipper customers or Chipper employees.

Fraud: Activity which operates to defraud Chipper customers, or any other person or entity; provide any false, inaccurate, or misleading information to Chipper.

Sanctioned Activity: Activity that may be in violation of regulations administered by the United States Department of the Treasury’s Office of Foreign Asset Control (31 C.F.R. Parts 500-599). Prohibited activity includes but is not limited to the provision of Chipper Services to or for the benefit of a jurisdiction, entity, or individual blocked or prohibited by relevant sanctions authorities, including but not limited to activities in Iran, Cuba, North Korea, Syria, or the Crimea Region of the Ukraine. If found to be in apparent violation of these restrictions, your account could be terminated and your funds could be held for an indefinite period of time.

Unlicensed Financial Service (where licensing is required)

Pyramid or Ponzi Schemes or Multi - Level Marketing Programs

Hawala

Unlicensed FOREX Brokers

Binary Options

Debt Restructuring, Credit Repair, Debt Settlement, Providing New Credit, Debt Collections

Gambling

Get Rich Quick Schemes

Activities Aimed at Circumventing Security Controls (software or hardware)

Unregulated Pharmaceuticals / Food Supplements (e.g. “nutraceuticals”)

Piracy or Illegal Streaming

Counterfeit Goods and Violation of Intellectual Property and Items that Violate Someone’s Privacy

Arms / Dual Use Goods / Human Organs

Unlicensed Charities

Shell Companies

Companies Formed of Bearer Shares

Remittances Funded in Cash

Offshore Bank Transactions / Shell Banks

Adult Service Connected to Human Trafficking; Intermediation of Prostitution; Production, Visual Broadcasting or Pornography or Striptease Clubs (the approach does not include literature, toys, DVDs, educational or scientifical material or dating sites)

Fourth Party Payment & Multi - Layered MSB Arrangements

Transactions for Goods Subject to Export Prohibition / Restrictions

Transactions with Living Animals (exceptions possible like for payments for horse riding or dog classes)

Political / Religious Organizations designated as Hate Groups (per Southern Poverty Law Center)

Sanctioned Entities (Sanctioned Entity/ Individual(s))