NG USD Virtual Card Referral Program – How It Works
The NG USD Virtual Card Referral Program allows Nigerian users to earn rewards when they invite family & friends to create a Chipper USD Virtual Card. Both the referrer and the new (referred) user can earn a bonus when all eligibility requirements are met.
🎁 What You’ll Earn
When a user creates a USD Virtual Card using a referral, a total ₦4,300 bonus is shared equally:
Referrer: ₦2,150
New User: ₦2,150
Bonuses are paid in Naira (NGN).
📝 Who Is Eligible?
To qualify for the referral bonus, all the conditions below must be met:
✔️ 1. Both users must be KYC-verified
Your identity must be verified in the Chipper app.
✔️ 2. The new user must claim a new NG USD Virtual Card
Only new USD card creations count — replacing an old card does not qualify.
📌 Important Notes
A user can only be referred once.
You (referrer) can refer as many new users as you want.
Bonuses are not automatic — they are reviewed and paid manually by Chipper.
Chipper reserves the right to approve or decline referrals after review.
👣 How to Use Your Referral Code
For the Referrer
Go to your Earn tab by clicking on the gift icon at the top-right corner of your homepage.
Tap Invite to get your unique 5-character invite code.
Share the code with the person you’re inviting.
For the New User
Go to your Earn tab by clicking on the gift icon at the top-right corner of your homepage.
Enter the referral code under “Enter Referral Code”.
Claim your USD Virtual Card.
Once the referral is verified, both parties receive their ₦2,150 reward.
💳 Where to Enter a Referral Code
Go to your Earn tab by clicking on the gift icon at the top-right corner of your homepage.
Tap the Enter Referral Code button to input the correct Invite Code.
💸 When Do I Get My Bonus?
Once all eligibility criteria are met and verified manually by our team, your ₦2,150 bonus will be credited to your Naira (NGN) wallet.
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