NG USD Virtual Card Referral Program – How It Works
The NG USD Virtual Card Referral Program allows Nigerian users to earn rewards when they invite family & friends to create a Chipper USD Virtual Card. The referrer will earn a bonus when all eligibility requirements are met.
🎁 What You’ll Earn
When a referred (invited) user creates a USD Virtual Card using a referrer's invite code, the referrer will earn the equivalent of $5 in Naira (i.e., rewards are paid in Naira).
📝 Who Is Eligible?
To qualify for the referral bonus, all the conditions below must be met:
✔️ 1. The referrer must be KYC-verified
Your identity must be verified in the Chipper app.
✔️ 2. The invited user must claim and activate a new NG USD Virtual Card
Only new USD card creations count — replacing an old card does not qualify. The invited user must also activate the card by funding it with $5. This will put the card in an active state.
📌 Important Notes
A user can only be referred once.
You (referrer) can refer as many new users as you want.
Bonuses are not automatic — they are reviewed and paid manually by Chipper.
Chipper reserves the right to approve or decline referrals after review.
👣 How to Use Your Referral Code
For the Referrer
Go to your Earn tab by clicking on the gift icon at the top-right corner of your homepage.
Tap Invite to get your unique 5-character invite code.
Share the code with the person you’re inviting.
For the Invited User
Go to your Earn tab by clicking on the gift icon at the top-right corner of your homepage.
Enter the referral code under “Enter Referral Code”.
Claim your USD Virtual Card.
Activate the card by funding it with $5. This will put the card in an active state.
Once the invited user successfully claims and activates a USD Virtual Card, the referrer will receive the equivalent of $5 in Naira.
💳 Where to Enter a Referral Code
Go to your Earn tab by clicking on the gift icon at the top-right corner of your homepage.
Tap the Enter Referral Code button to input the correct Invite Code.
💸 When Do I (Referrer) Get My Bonus?
Once all eligibility criteria are met and verified manually by our team, the equivalent of $5 will be credited to your Naira (NGN) wallet.
Do you need further assistance?