❗Note: You must be on the Chipper Cash app version 1.136.0 or newer to be able to claim a USD virtual card in Ghana. Your app can be updated on Google Playstore or iOS App Store.
The Ghana Chipper USD Card is a pre-funded and reloadable virtual card (prepaid) that can be used for both local and international online transactions. It can be funded directly from your Chipper balance.
💰 Fees:
Card Issuance/Creation Fee:USD 5 (This fee will be debited from your Chipper USD balance)Monthly Maintenance Fee Charged by Our Banking Partner:USD 1
On the last week of every month, your card balance will be charged for this fee. If your card does not have enough funds to cover the charge for a particular month(s), the maintenance fee for that month will be charged the next time you top up or add funds to your card. The monthly maintenance fee applies to all active cards.Other fees:A $0.10 flat fee will be charged on all successful USD card transactions.Original Credit Transaction Fee:1% fee on all transactions where customers receive funds from external sources (e.g. via Visa Direct) into their Chipper USD card balance.
Frequently Asked Questions
Is there a fee for withdrawing or adding funds to the Ghana Chipper USD Card?
We do not charge any fees when you add funds to your Chipper GHS Card from your Chipper wallet OR when you withdraw the same funds back from your Chipper GHS Card into your Chipper wallet.
What are the Ghana Chipper USD Card Funding, Spending, and Withdrawal Limits?
Is my Ghana Chipper USD Card directly connected to my Chipper Wallet?
No, your Chipper GHS Card is not automatically tied to your Chipper Wallet in the same way your bank card service works! This means that your Chipper Card balance is different from your Chipper Wallet balance. Your Chipper GHS Card would need to be funded from your Chipper Wallet.
On what platforms can I use my Ghana Chipper USD Card?
The Chipper GHS Card is available for both Domestic and International transactions.
Please note that you can only use the card on merchant sites that fall under our approved/supported merchant categories. The list of supported and unsupported merchant categories may evolve over time. We reserve the right to modify the list to meet certain legal and regulatory obligations.
I have a problem with a Ghana Chipper USD Card transaction. What do I do?
Do you have a complaint about your Chipper Card transaction? Please go to your Home tab and click on that transaction, then select "Report a Problem" to send us an automated message.
Also, please ensure that your Chipper Cash app is updated to the latest version for a more seamless experience. We'll be happy to take a look at the issue and get it resolved for you.
What is my card Billing Address & Postal Code?
Please use your registered house address as your billing address. Also, use the postal/zip code of your registered house address.
My CVV still shows 123. How do I change that?
Please fund your card first, and then your default CVV (123) will change in 24 hours.
Once changed, you can use the new CVV as your security code for transactions on merchant sites.
Is the Ghana Chipper USD Card 3D secured?
Please note that all Chipper Virtual Cards have been programmed for 3D-secured authentication.