The Chipper Card is a pre-funded and reloadable virtual card that can be used for online payments. It is absolutely free to acquire.

You can easily subscribe to Netflix or buy anything online.

The Card can be used online in the same way you use your physical debit or credit cards.

Frequently Asked Questions

Is there a fee for withdrawal or adding funds to the Chipper Virtual Card?

We do not charge a fee to add or withdraw funds from your Chipper Card.


What are the Chipper Virtual Card Funding, Spending and Withdrawal Limits?

Maximum Funding Limit - 80,000 Daily
Minimum Funding Limit - No Limit

Maximum International Spend Limit - ₦43,500 Monthly
Minimum International Spend Limit - No Limit

Maximum Domestic Spend Limit - 1,000,000 Daily / 4,000,000 Monthly
Minimum Domestic Spend Limit - No Limit

Maximum Withdrawal - No Limit
Minimum Withdrawal - No Limit


Is my Chipper Virtual Card directly connected to my Chipper Wallet?

No, your Chipper Card is not automatically tied to your Chipper Wallet in the same way your bank card service works! This means that your Chipper Card balance is different from your Chipper Wallet balance.

Your Chipper Card would need to be funded from your Chipper Wallet before it can be used.


On what platforms can I use my Chipper Virtual Card?

You can spend the card online anywhere Visa cards are accepted. This includes merchants such as Netflix, Amazon, Facebook, Bolt, Apple iTunes, Spotify, Google Playstore, BoomPlay, Youtube Video & Music, Ali Express and so on.


What Countries is the Chipper Virtual Card available in?

At the moment, the Chipper Virtual Card service is only available to users in Nigeria.


I have a problem with a Chipper Virtual Card transaction. What do I do?

Do you have a complaint about your Chipper Card transaction? Please go to your Activity tab and click on that transaction, then select "Report a Problem" to send us an automated message.

We'll be happy to take a look at the issue and get it resolved for you.



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