The Chipper USD Virtual Card is a pre-funded and reloadable virtual card that can be used for international online transactions. The card can be funded right from the user's Chipper wallet and is absolutely free to acquire.

The Card can be used online in the same way you use your physical debit or credit cards.


Frequently Asked Questions

Is there a fee for withdrawing or adding funds to the Chipper USD Virtual Card?

We do not charge any fees to add or withdraw funds from your Chipper Card.

💡 However, please keep in mind that real-time exchange rates apply for ₦ ➡ $ and

$ ➡ ₦ transactions. The amount may vary based on the current economic and market conditions.


What are the Chipper USD Virtual Card Funding, Spending, and Withdrawal Limits?

Maximum Daily Spend Limit - $1000
Maximum Monthly Spend Limit - $5000

Maximum Daily Funding Limit - $1000 (24 Hours)
Maximum Monthly Funding Limit - $5000

Maximum Quarterly Funding Limit - $5000

Maximum Withdrawal - $1000 daily


Is my Chipper USD Virtual Card directly connected to my Chipper Wallet?


No, your Chipper USD Card is not automatically tied to your Chipper Wallet in the same way your bank card service works! This means that your Chipper Card balance is different from your Chipper Wallet balance.

Your Chipper USD Card would need to be funded from your Chipper Wallet before it can be used.


On what platforms can I use my Chipper USD Virtual Card?


Please note that the Chipper USD virtual card is available for international transactions on platforms such as Netflix, Apple, Spotify, Google, Ali Express, Alibaba, Amazon, Fashion Nova, Shein, etc.

Please note that you can only use the card on merchant sites that fall under our approved/supported merchant categories. The list of supported and unsupported merchant categories may evolve over time. We reserve the right to modify the list to meet certain legal and regulatory obligations.

* For all transactions on Nigerian merchant websites, please keep using your NGN Chipper virtual card.


I have a problem with a Chipper USD Virtual Card transaction. What do I do?

Do you have a complaint about your Chipper Card transaction? Please go to your Activity tab and click on that transaction, then select "Report a Problem" to send us an automated message.

Also, please ensure that your Chipper Cash app is updated to the latest version for a more seamless experience.

We'll be happy to take a look at the issue and get it resolved for you.


What is my card Billing Address & Postal Code?

Please use your registered house address as your billing address. Also, use the postal/zip code of your registered house address.


My CVV still reads as 123. How do I change that?

Please fund your card first, then your default CVV (123) will change in 24 hours.

Once changed, you can use the new CVV as your security code for transactions on merchant sites.


Is the Virtual Card 3D secured?

Please note that the Chipper Cards(USD and NGN) have been programmed for 3D secured authentication.



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