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(Nigeria) Chipper USD Card
[Nigeria] What is a Chipper USD Card?
[Nigeria] What is a Chipper USD Card?

Learn about the Nigerian Chipper USD virtual card

Christine avatar
Written by Christine
Updated over a week ago

The Chipper USD Card is a pre-funded and reloadable virtual card that can be used for international online transactions. The card can be funded right from your Chipper wallet.

The Card can be used online in the same way you use your physical debit or credit cards.

Important to note:

💰 Fees:

  • Card creation fee: $3 (This fee will be debited from your Chipper USD balance)

  • Monthly maintenance fee charged by our banking partner: $1 (On the 28th of every month, your card balance will be charged for this fee. If your card does not have enough funds to cover the charge for a particular month(s), the maintenance fee for that month will be charged the next time you top up or add funds to your card)

  • Original credit transaction fee: 1% fee on all transactions where customers receive funds from external sources (e.g. via Visa Direct) into their Chipper USD card balance.

Frequently Asked Questions

How can I activate my new Chipper USD card?

⚡ Top up (add funds) your card from your Chipper wallet to activate it and see the card details.

How can I access the transaction history of my deactivated card(s)?

  1. Kindly update your Chipper Cash app to the latest version

  2. Log into your account and go to the Card tab

  3. Keep swiping your card to the left until you get to the grayed-out section showing your deactivated cards

🎥 Please see a video illustration of how it works below:

💡 NB: Please note that you can only view the transaction history of your deactivated or deleted cards. Such cards can NOT be recovered.

Is there a fee for withdrawing or adding funds to the Chipper USD Card?

We do not charge any fees to add or withdraw funds from your Chipper USD Card.

💡 However, please keep in mind that real-time exchange rates apply for ₦ ➡ $ and

$ ➡ ₦ transactions. The amount may vary based on the current economic and market conditions.

What are the Chipper USD Card Funding, Spending, and Withdrawal Limits?

Would I be charged a fee if my Chipper USD Card gets declined due to insufficient funds?

Yes, you will be charged a non-refundable NGN 500 fee for each USD card transaction that fails due to insufficient funds.

To avoid this fee, kindly ensure that your Chipper USD Card is always sufficiently funded in advance to cover all your one-time and recurring (subscription) online payments.

Is my Chipper USD Card directly connected to my Chipper Wallet?

No, your Chipper USD Card is not automatically tied to your Chipper Wallet in the same way your bank card service works! This means that your Chipper Card balance is different from your Chipper Wallet balance.

Your Chipper USD Card would need to be funded from your Chipper Wallet before it can be used.

On what platforms can I use my Chipper USD Card?

Please note that the Chipper USD card is available for international transactions on platforms such as Netflix, Apple, Spotify, Google, Ali Express, Alibaba, Amazon, Fashion Nova, Shein, etc.

Please note that you can only use the card on merchant sites that fall under our approved/supported merchant categories. The list of supported and unsupported merchant categories may evolve over time. We reserve the right to modify the list to meet certain legal and regulatory obligations.

* For all transactions on Nigerian merchant websites, please keep using your Naira(NGN) Chipper card.

I have a problem with a Chipper USD Card transaction. What do I do?

Do you have a complaint about your Chipper Card transaction? Please go to your Activity tab and click on that transaction, then select "Report a Problem" to send us an automated message.

Also, please ensure that your Chipper Cash app is updated to the latest version for a more seamless experience.

We'll be happy to take a look at the issue and get it resolved for you.

What is my card Billing Address & Postal Code?

Please use your registered house address as your billing address. Also, use the postal/zip code of your registered house address.

My CVV still reads as 123. How do I change that?

Please fund your card first, and then your default CVV (123) will change in 24 hours.

Once changed, you can use the new CVV as your security code for transactions on merchant sites.

Is the Virtual Card 3D secured?

Please note that the Chipper Cards(USD and NGN) have been programmed for 3D-secured authentication.

Do you need further assistance?

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