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{Africa} How to Create a USD Virtual Account

Learn how to create a USD Virtual Account Number and receive money directly from any Bank Account in the USA.

Christine avatar
Written by Christine
Updated this week

Important Changes on Deposits to USD Virtual Accounts (28/10/2024)

Transaction Review Period: All transactions will remain pending for a period of up to 3 days. Please share information and supporting documents showing the relationship between you (the recipient) and the sender. Depending on the outcome of the review, a transaction may be released and processed, or declined and returned to the source through the bank processing partner.

In line with our vision to unlock global opportunities and connect Africa, we have taken another step by giving you the ability to create a USD Virtual Account Number.

Creating this USD account will enable you to get paid via ACH Credit Transactions based in the United States of America (USA) and remit to your country (where available).


Important things to note

  • Country Availability

    • NIGERIA: Only available to Maverick (Tier 3) users in Nigeria.

    • GHANA: Available to all users in Ghana.

  • Your Chipper Cash app must be updated to the latest version before you can apply for the USD virtual account.

  • There is a GHS 60 / ₦5,000 account creation fee

  • The USD virtual account is particularly suitable for receiving payroll/business payments from supported platforms like Upwork, Deel, Payoneer, Gusto, Fiverr, TikTok, etc.

  • Or payments from family members, friends, and other individuals.


How to Create a USD Virtual Account

Please follow the steps in the GIF image below to learn how to create one for yourself. (As our app undergoes regular updates and enhancements, the flow of your application may vary slightly from the one shown in the guide below)

💡Kindly note that any funds deposited or credited via your Chipper USD virtual account number will be credited to your Chipper USD wallet/balance.



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