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{Africa} How to Create a USD Virtual Account

Learn how to create a USD Virtual Account Number and receive money directly from any Bank Account in the USA.

Christine avatar
Written by Christine
Updated over 2 months ago

Important Changes To Deposits to USD Virtual Accounts (28/10/2024):

  • Transaction Review Period: All transactions will remain pending for a period of up to 3 days. Please share information and supporting documents showing the relationship between the sender and you (the recipient). Dependent on the outcome of the review, a transaction will be released & processed, or declined and returned to source through the bank processing partner.


In line with our vision to unlock global opportunities and connect Africa, we have taken another step by giving you the ability to create a USD Virtual Account Number.

Creating this USD account will enable you to get paid via ACH Credit Transactions based in the United States of America (USA) and remit to your country (where available).


πŸ’‘Please Note:

  • Your Chipper Cash app must be updated to the latest version before you can apply for the USD virtual account.

  • There is a GHS 60 / ₦5,000 account creation fee

  • The USD virtual account is particularly suitable for receiving payroll/business payments from supported platforms like Upwork, Deel, Payoneer, Gusto, Fiverr, TikTok, etc.

  • Or payments from family members, friends, and other individuals.

Follow the steps in the GIF image below to learn how to create one for yourself

(NB: Your application will not have all the features shown in the screen below, but the flow to claim the US account channel is valid as of the latest update):

Kindly note that any funds deposited or credited via your Chipper USD virtual account number will be credited to your Chipper USD wallet/balance.



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