⚠️ We withhold the right to update or end the referral program / any promotion of this nature at any point in time and we withhold the right to deny any of our users of any bonuses if we deem them undeserving of the reward.⚠️

We operate a referral program that rewards existing users for inviting new users to use Chipper Cash. We reward new users and the user that referred them, but strictly under the conditions outlined below.

To refer others and be eligible to earn a referral bonus:

Step 1: Go to the "Earn" tab in your app

Step 2: Generate your invite link and by selecting "Share Link - Earn Money". You can then distribute the link to users who are not on Chipper

Step 3: The invited user must create a Chipper account using a phone number and not an email address. (N.B. The invited user must not add an email address to their account until 48 hours after all referral conditions are met)

Step 4: Each person referred must create their account with their device and complete all requirements on the same device

Step 5: The invited user must get their account verified by submitting their relevant ID documentation

Step 6: The invited user must send a minimum amount of GHS 5 / TZS 2000 / UGX 5000 / NGN 300 / R30 / GBP 1 / GBP 5 to any other Chipper user.

Step 7: Both the invited user and the person that made the referral will receive the bonus amounts in their Chipper wallet automatically 24 hours after all the above conditions have been met.


UGX 10,000 (for the user that made the referral) | UGX 5000 (for the invited user)

NGN 300 (for the user that made the referral) | NGN 300 (for the invited user)

ZAR 30 (for the user that made the referral) | ZAR 30 (for the invited user)

GBP 1 (for payments sent to UK accounts)

Please Note: Our referral bonus program is currently not active in Kenya, Tanzania and Rwanda.

Do you need further assistance?

Did this answer your question?